Salary Comparison Tool
Compare two salary offers side-by-side across different countries and currencies. Adjust standard deductions, pre-tax pension plans, and local exchange rates to determine your real net take-home salary.
Offer A is higher by $6,269 / year
That is a difference of 10.8% in net take-home pay (converted to USD).
Offer A Net
$64,541
Offer B Net
$58,272
Offer A
Net take-home: $64,541US Tax Settings
Offer B
Net take-home: Β£46,617UK Tax Settings
Detailed Side-by-Side Breakdown
All pre-tax, tax, and social contributions converted to display currency (USD).
| Calculation Row | Offer A (US) | Offer B (UK) |
|---|---|---|
| Gross Salary (Local Currency) | $90,000 | Β£60,000 |
| Gross Salary (Display Currency) | $90,000 | $75,000 |
| Pre-Tax Retirement Contributions / Deductions | $4,500 | $3,750 |
| Net Taxable Income Basis | $85,500 | $71,250 |
| Federal & State/Provincial Income Taxes | $14,074 | $12,790 |
| Social / Payroll Contributions (NIC, FICA, CPP, Medicare Levy) | $6,885 | $3,938 |
| Net Take-Home Pay (Display Currency) | $64,541 | $58,272 |
| Net Take-Home Pay (Local Currency) | $64,541 | Β£46,617 |
| Effective Overall Deductions / Tax Rate | 23.3% | 22.3% |
How to Use This Tool
- Choose Currencies & Exchange Rates: Select your preferred display currency (e.g., USD) to standardize the comparison. Click the gear icon to customize local exchange rates if they differ from current defaults.
- Enter Offer Details: Input the gross salary amount and choose the pay period (annual, monthly, weekly, hourly) for both Offer A and Offer B.
- Configure Tax Jurisdictions: Select the country and localized settings (e.g., US State filing status, UK student loans, Canada province, or Australia HELP debt status).
- Adjust Pre-tax Contributions: Specify standard retirement and healthcare deductions (like US 401(k)/HSA, UK workplace pension, or Canadian RRSP) to see how pre-tax savings reduce taxable income.
- Analyze Net Results: View the live side-by-side comparison table, which converts all local tax brackets, payroll levies, and take-home amounts into a single display currency for an apples-to-apples comparison.
Real-World Examples
πΊπΈ US (California) vs π¬π§ UK (England)
Suppose you compare a **$120,000 USD** offer in California with a **Β£75,000 GBP** offer in England. - The California offer is subject to progressive federal tax, FICA (7.65%), and California state tax, but you can lower taxes by contributing pre-tax dollars to a 401(k). - The UK offer is subject to HMRC income tax (40% marginal rate starting at Β£50,270) and National Insurance. Diverting a percentage to a salary sacrifice pension keeps you out of higher tax brackets.
π¨π¦ Canada (Ontario) vs π¦πΊ Australia (NSW)
Compare **$110,000 CAD** in Toronto vs **$125,000 AUD** in Sydney. - Canada levies federal and provincial taxes, plus CPP (Canada Pension Plan) and EI (Employment Insurance) deductions. - Australia levies income tax plus a 2.0% Medicare Levy. Superannuation (mandatory 11.5% in 2026) can be included in the total package or paid on top, which drastically changes your final take-home salary.